The Four Transformations in Your Annual Wealth Palace: How You Relate to Money This Year

What the Wealth Palace Shows in an Annual Cycle

The Wealth Palace covers every ability and attitude connected to money: how you earn, how you spend, how you manage your finances, and the values you hold about money.

The same Wealth Palace means different things on different layers of the chart. The natal chart shows your lifelong attitude toward money and your values around it. The annual chart shows the opportunities or influences your surroundings bring to how you use money in that year, in other words, what actually shows up that year.

The Four Transformations are changes a star goes through because of time and circumstance. If you picture a main star as a tree and a palace as a garden, the Four Transformations are like the four seasons. A transformation never exists on its own; it always comes from a particular star. Even the same Lu or Ji looks different depending on which star brings it. This article covers only what each situation has in common.

How to Find Your Annual Wealth Palace

Each of the twelve palaces on the chart corresponds to one of the Earthly Branches: Zi, Chou, Yin, Mao, and so on. Your annual Life Palace is the palace of that year's Earthly Branch. For example, in the Mao (Rabbit) year it is the Mao palace.

Once you have found your annual Life Palace, count counterclockwise in this order: Life Palace, Siblings Palace, Spouse Palace, Children Palace, Wealth Palace. The fifth palace is that year's Wealth Palace.

The annual cycle starts on Lunar New Year (the first day of the first lunar month), not on January 1 and not at the Start of Spring (Lichun). FuSang Vision counts the year from Lunar New Year. For anything that happens in January or February, first check which lunar year it falls in.

Six Situations

Lu (Prosperity) in the Annual Wealth Palace

Lu means "something extra that wasn't originally yours." When it falls in your annual Wealth Palace, you may have more room than usual with money and resources this year, room you weren't expecting: a bit more breathing space financially, or some extra resources to work with. Whatever comes in extra often goes toward filling the places where you feel something is missing.

Something to notice this year: what do you naturally want to do with what comes in extra?

Quan (Power) in the Annual Wealth Palace

Quan means wanting to hold, control, and have. When it falls in your annual Wealth Palace, you will tend to want to take charge of money matters yourself this year, whether it's how you earn, how you spend, or how you manage.

Something to notice this year: which money matter do you especially want to decide for yourself?

Ke (Fame) in the Annual Wealth Palace

Ke means letting things show and wanting others to know. When it falls in your annual Wealth Palace, your money matters this year, such as how you earn, spend, and manage, are more likely to be seen and noticed, and you may also want others to know about them.

It can also work the other way around: you may be seen by others through money. Being noticed is not necessarily a good thing. It simply brings things to the surface.

Something to notice this year: which of your money matters, or which ways of using money, are more likely to be seen by others? Is that what you want people to see?

Ji (Obstacle) in the Annual Wealth Palace

Ji means a sense of something missing. When it falls in your annual Wealth Palace, you may easily feel this year that there isn't enough when it comes to money, as if there's a gap.

Still, feeling that there isn't enough doesn't mean there really isn't. When we feel low, it's often because we feel something is missing, not because it truly is. And that sense of a gap is exactly where drive comes from: because you feel something is missing, you want to fill it.

Something to notice this year: what, specifically, makes you feel there "isn't enough"? Is it really missing, or does it only feel that way?

The Qing Yang Star in the Annual Wealth Palace

The Qing Yang Star is one of the challenging stars. There are four challenging stars: the Qing Yang, Tuo Luo, Huo, and Ling Stars. They stand for four kinds of emotion that are hard to control. The annual Qing Yang Star and annual Tuo Luo Star count among them too.

Qing Yang feels like a blade: quick to act on impulse, decisive, and firm once a decision is made. It brings steady drive, a strong ability to get things done, and a wish to push outward. The other side is a tendency to go at your own pace, which can easily cause friction with others. When it falls in your annual Wealth Palace, you will tend to make money decisions faster and with more drive this year, and you are also more likely to run into friction with others over money.

Something to notice this year: are you making money decisions faster than usual? Has this drive caused any friction with the people around you?

The Tuo Luo Star in the Annual Wealth Palace

Tuo Luo feels like a spinning top turning in place: torn inside, slow to make up your mind. When Tuo Luo sits in a palace in your time cycles, you are more likely to make the wrong choice in that area during that time. When it falls in your annual Wealth Palace, you may go back and forth and hesitate over money matters this year, and you are also more likely to make choices that don't suit you.

Tuo Luo has another side as well: persistence and perseverance, the strength to get through hard times.

Something to notice this year: is there a money matter you keep turning over and can't seem to decide?

The Six Situations at a Glance

This table is for reference. In practice, a reading takes many more details into account.

All of the above are only places "you can look," not the one answer. Zi Wei Dou Shu doesn't divide things into good and bad; it compares. It never looks at just one palace or one star, and the more clues you can see, the closer you get to what's really there. If a sign on the chart doesn't show up in real life, go with real life.

Which four stars the Four Transformations fall on depends on the year. You can find them in the yearly overview, for example Zi Wei Dou Shu 2027 Forecast: The Four Transformations of the Ding Wei Year.

For what annual cycles and decade cycles are, see Decade Cycles and Annual Cycles in Zi Wei Dou Shu: The Focus of Ten Years and of One Year.

FAQ